How to Register Your LIC Policy Online and Avail All Benefits
Life Insurance Corporation of India (LIC) is one of the oldest and most trusted insurance providers in the country. To improve customer experience and make policy management easier, LIC offers an online portal that allows policyholders to access a wide range of services from the comfort of their homes. By registering your LIC policy on the official LIC website, you can track policy details, make premium payments, download statements, and access other digital services. Here’s a step-by-step guide on how to register your LIC policy online and avail all the benefits.
Step-by-Step Process to Register on the LIC Website
Visit the Official LIC Website
Go to the official LIC India website: https://www.licindia.in. On the homepage, look for the “Login” option at the top right side Link section.
Click on ‘Don’t have an account?Sign Up
You’ll need to enter the following information:
Policy number
Premium amount (as mentioned on the policy document)
Date of birth
Email ID
Mobile number
Gender
Make sure the information matches the details provided at the time of buying the policy. Once entered, create a unique User ID and Password that you’ll use to log into the portal in the future.
Verification and Activation
Once the form is submitted, you will receive an email containing a verification link. Click on the link to activate your LIC customer portal account. After activation, you can log in as a registered user.
How to Add LIC Policies After Registration
After registration, log in using your credentials and go to the ‘Add Policy’ section. Here, you can add one or more policies under your name. You will need to enter each policy number and basic details. If you have family members’ policies (such as spouse or children), those can also be added under your account if you register as a family user.
Benefits of Registering LIC Policy Online
1. Easy Premium Payment
Once registered, you can pay premiums online using net banking, credit/debit cards, or UPI. This saves time and ensures you never miss a due date.
2. Policy Status Tracking
You can view real-time information about your policy including maturity date, bonus status, and next premium due date.
3. Download Policy Documents
The portal allows you to download your premium paid statements, receipts, and other policy-related documents at any time.
4. Loan Eligibility Check
If your policy qualifies, you can check for loan eligibility and even apply for a loan against your LIC policy online.
5. Revival and Claim Status
You can view information about lapsed policies and initiate the revival process. The claim status feature helps you track the progress of maturity or death claims.
6. Policy Service Requests
You can request for address change, nominee update, premium mode change, or other modifications online through the ‘Service Request’ section.
7. SMS and Email Alerts
Once registered, LIC sends regular updates and reminders on premium due dates, policy status, and important announcements via SMS and email.
Things to Keep in Mind
Always use the correct details while registering to avoid errors.
Make sure your mobile number and email ID are updated with LIC for verification.
Use a strong password and keep your login credentials safe.
You can also use the LIC Mobile App for policy management on the go.
Registering your LIC policy online is a smart move that offers convenience, transparency, and control over your insurance needs. It takes just a few minutes to set up, but provides long-term benefits in terms of policy tracking, payments, and customer support. If you haven’t registered your policy online yet, now is the perfect time to do it and enjoy a seamless insurance experience.
LIC Policyholders can avail services by sending SMS also.
How to Register Your LIC Policy Online and Avail All Benefits
One comment